Choosing Your Retirement Home

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Picking a Home For Retirement There are houses for every stage of life, from your first starter home to the home for your growing family, to the home you’re looking for now. When you’re ready to retire, it is critical that you have a home that makes you happy – you’re going to be spending […]

Dollar Cost Averaging (DCA)

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What is Dollar Cost Averaging? Dollar cost averaging is a method of investing that the common sense investor can employ for buffering against some of the unknown factors involved with stock investing while taking advantage of natural stock market volatility. It also encourages systematic investing, which is an essential factor in the acquisition of wealth. […]

Dollar Cost Averaging With Your 401K

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Your 401K plan offers a natural way to dollar cost average Dollar cost averaging has been proven to be a good investment strategy for a variety of reasons: 1) you are not overexposing your investment to the risks involved in timing the market 2) you consistently invest your money on a regular, periodic basis. Consistent […]

How Much Do You Need for Retirement

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With baby boomers hitting 60, the question on everyone’s minds these days is how much you’ll need for retirement. The answer isn’t the same for everyone. We work practically all our lives in order to provide for our families. We have to contend with so many expenses – our mortgage, our children’s education, medical expenses, […]

Types of Retirement Plans

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No matter what your job, there should be a retirement plan available to you. The United States Federal Government has instituted a number of systems to encourage retirement savings among its citizens. As life expectancy increases, the need for individuals to save for retirement is stronger than ever. In addition to the natural returns on […]

Traditional vs. Roth IRAs

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Investors should take advantage of the government endorsed tax advantages of IRA accounts by maximizing their contributions each year. This guide gives you some information to decide whether a Roth IRA or Traditional IRA is best for you. An IRA is an Individual Retirement Account. All IRAs of any type are held in custody at […]

Why your expenses might decrease in retirement

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It is certainly true that you should invest as much as possible for retirement. However, if you don’t have as much as all the “experts” tell you you should have, don’t fret just yet. The good news is that for most people, some major expenses tend to decrease or completely go away in retirement. Because […]

Retirement Investing and Tax-Efficiency

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The average investor isn’t aware of the fact that there is a huge difference in the total return of a standard stock investment versus a retirement investment. Thankfully, the United States goverment has encouraged retirement savings by adding the benefit of tax efficiency both as it grows and either at the purchase or sale. In […]