Benefits of Mutual Funds

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The Benefits of Mutual Funds Ever since they were formed, mutual funds have been a favorite investment choice for the average investor. Mutual funds are simple, cost-effective and they offer a level of diversification that one simply does not get in an individual stock. With mutual funds, you entrust your money with a good financial […]

Picking Good Mutual Funds

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A Simple Method for Picking A Good Mutual Fund Not all mutual funds are created equal. Some are indeed great investments. But many mutual funds are poor investment choices for one basic reason: they fail to employ a solid investment philosophy. It is not uncommon to find mutual funds that are called “index funds.” Index […]

Choosing Your Retirement Home

Posted on Posted in Retirement

Picking a Home For Retirement There are houses for every stage of life, from your first starter home to the home for your growing family, to the home you’re looking for now. When you’re ready to retire, it is critical that you have a home that makes you happy – you’re going to be spending […]

Dollar Cost Averaging (DCA)

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What is Dollar Cost Averaging? Dollar cost averaging is a method of investing that the common sense investor can employ for buffering against some of the unknown factors involved with stock investing while taking advantage of natural stock market volatility. It also encourages systematic investing, which is an essential factor in the acquisition of wealth. […]

Dollar Cost Averaging With Your 401K

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Your 401K plan offers a natural way to dollar cost average Dollar cost averaging has been proven to be a good investment strategy for a variety of reasons: 1) you are not overexposing your investment to the risks involved in timing the market 2) you consistently invest your money on a regular, periodic basis. Consistent […]

How Much Do You Need for Retirement

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With baby boomers hitting 60, the question on everyone’s minds these days is how much you’ll need for retirement. The answer isn’t the same for everyone. We work practically all our lives in order to provide for our families. We have to contend with so many expenses – our mortgage, our children’s education, medical expenses, […]

Types of Retirement Plans

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No matter what your job, there should be a retirement plan available to you. The United States Federal Government has instituted a number of systems to encourage retirement savings among its citizens. As life expectancy increases, the need for individuals to save for retirement is stronger than ever. In addition to the natural returns on […]

Traditional vs. Roth IRAs

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Investors should take advantage of the government endorsed tax advantages of IRA accounts by maximizing their contributions each year. This guide gives you some information to decide whether a Roth IRA or Traditional IRA is best for you. An IRA is an Individual Retirement Account. All IRAs of any type are held in custody at […]

Why your expenses might decrease in retirement

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It is certainly true that you should invest as much as possible for retirement. However, if you don’t have as much as all the “experts” tell you you should have, don’t fret just yet. The good news is that for most people, some major expenses tend to decrease or completely go away in retirement. Because […]